Why Doesn't My Insurance Company Want Me To Hire An Attorney? | Spencer Calahan Injury Lawyers
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Why Doesn’t My Insurance Company Want Me To Hire An Attorney?

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You’ve been in an accident. It’s unfortunate, frustrating, and impactful to more than one aspect of your life. This is even more so the case if you have sustained an injury. Suddenly, you have to deal with doctor’s appointments, medical bills, and hours fighting to recover your damages. Many people are often surprised to find out that insurance companies don’t want to pay a fair amount for legitimate claims, until their claim is met with resistance, delays and denials.

A knowledgeable attorney in Baton Rouge who understands this complexities of insurance claims can help you navigate through this burdensome process . If an insurance company suspects that you are about to consult a lawyer, they will almost always try to discourage it. There are several reasons why:

  • Cost – The primary reason that insurance companies do not want to deal with personal injury attorneys is the simple fact that it costs them more. Clients are often told that hiring an attorney will have no real impact on their settlement amount and will only cost them one-third of their money in the end. However, victims who are represented by an attorney receive an average of 2.5 times more than those who are not.
  • Guidance – Your insurance company is well aware that the claims process is confusing, but most victims quickly realize that they have no intention of making it any easier. Confused clients are far less costly than those that are organized and knowledgeable. A good personal injury attorney in Baton Rouge is not only knowledgeable of the law and what you are entitled to, but he is also well aware of the many tricks and tactics insurance companies use to delay claims and minimize settlements.
  • Resources – Documenting your injuries, repairing your car, seeing the appropriate medical professionals – these are all important steps that must be taken following an accident, and all of them have them potential to impact your case. Taking care of each of these aspects correctly is critical. A good injury lawyer will have connections with trusted resources in your area to appropriately handle all the necessary steps throughout the settlement process.
    Knows the Value of Your Case – Unless you work in the insurance industry or one closely connected to it, you are likely unaware of the value of your case, a fact that the insurance provider would like to capitalize on. If they can convince you to settle for what they claim to be a fair amount, they can often save themselves thousands of dollars. A good attorney, on the other hand, has seen this unfold many times before and knows exactly what you are entitled too and is committed to fight for just that.

For clients who have been attempting to navigate the claims process alone, the option of hiring an attorney in Baton Rouge is likely looking more and more like the right choice. However, some may be dissuaded from their decision at the insistence of the insurance company. They are told that a lawyer will only cost them more money and drag out the process. The reality is that there are several reasons why they may discourage the use of representation, but none of them have to do with keeping your best interest. Every claims adjuster knows that when a skilled attorney enters the scene, company profit immediately goes down.

For knowledge of the insurance industry and successful negotiation of claims settlements, Louisiana residents need look no further than Spencer Calahan Injury Lawyers. Our team of attorneys has over 100 years of combined experience in this arena, along with a long and successful track record. To request a free consultation and evaluation of your case, call our office directly at (225) 387-2323.