When an Uber driver causes a crash that leaves you injured, it can be difficult to know whose insurance you need to seek damages from. Make sure you get fully compensated by working with a Baton Rouge Uber car accident lawyer.
Rideshare services such as Uber are growing in popularity, but if you are hurt in an accident with an Uber driver, you have a complicated legal road ahead of you. Uber frequently denies liability, and to protect your rights and get the full settlement you deserve, you need to speak with a Baton Rouge Uber car accident lawyer from Spencer Calahan Injury Lawyers.
Why Uber Cases Are Complicated
Uber drivers do not work directly for the actual rideshare company; they are instead independent contractors.
The liability rules are different for contractors. Where direct employees are typically covered under an employer’s insurance policy, contractors may not be. Uber has developed their own internal operating policies, contracts, and insurance policies in such a way that each accident must be interpreted differently. In some cases, the driver will be solely liable, and in others, Uber will have partial or full liability.
In general, if an Uber driver is transporting a paying passenger or on the way to pick one up and gets into an accident, Uber will be financially liable. If that same driver was using the Uber system but waiting for a user to make a ride request, Uber would have limited liability. Once the driver drops a passenger off and stops using the Uber app, the company maintains zero liability.
Uber’s Insurance Coverage
In scenarios where Uber is liable, their insurance policy will kick in and should be enough to pay all of your damages. When they are partially liable or not liable at all, the driver’s personal insurance policy is on the hook for paying damages. This may or may not be enough to cover all your expenses, in which case Uber’s contingent policy might apply.
In any event, having a Baton Rouge Uber accident lawyer on your side will help you get as much money as possible.
Playing the Blame Game After an Uber Accident
Be aware that Uber or their insurance company may attempt to blame you for what happened. Protect yourself by having all communication go through your attorney so that nothing you say can be used against you later.
Meanwhile, we will gather evidence on your behalf to build a strong argument for why you are innocent and deserving of compensation.
Get More for Your Crash Injuries
Be careful not to settle the case too quickly. We can review all the ways that your life has been impacted by the accident and seek compensation for any of the following:
At trial, a jury may also award money for reckless, deliberate, and egregiously negligent behavior as a punishment to the Uber driver. These punitive damages are awarded to you even though they are intended as a penalty to the at-fault party.
You Need a Baton Rouge Rideshare Car Accident Lawyer
Lawsuits involving a rideshare company are complicated from the start. You need an experienced injury lawyer to represent you.