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Baton Rouge Car Accident Frequently Asked Questions

A car accident can leave you injured, financially stressed, and extremely confused about what to do next. At Spencer Calahan Injury Lawyers, we understand the ins and outs of car crashes and make it a priority to address all of our clients’ concerns. Here are a few answers to some of the questions we hear most frequently.

Should I accept the insurance company’s settlement offer?

Not without first having an experienced attorney review it first. Insurance companies tend to try and settle claims quickly and cheaply. By accepting the initial offer, you risk accepting an inadequate settlement that leaves you paying out of pocket later.

What if the driver who hit me doesn’t have insurance?

This can be a very tricky situation to deal with. One option is to file a personal injury claim against the other driver, but this is only worthwhile if he or she has the funds to compensate you with. A more likely option is to file an uninsured driver claim on your own policy, which you’ll want to have an attorney assist you with so that you can maximize your benefits.

Should I go to the doctor after a car accident even if I feel fine?

This is a common question, and the simple answer is “yes.” Injuries can be delayed after a crash, especially brain injuries and whiplash. If you do need to seek compensation later, you’ll want to show that you took your health seriously after the wreck.

How much time do I have to file a lawsuit for a car accident?

In the state of Louisiana, the liberative prescription, or the amount of time you have to file a claim, is one year.

What happens if I was partially at fault for the crash?

In Louisiana, there is a law called comparative fault. Comparative fault comes into play when more than one person is negligent in an accident. It allows you to claim compensation even if you bear some of the fault. However, your compensation will be reduced by your percentage of fault, making it important to build a case that minimizes your negligence.

Can I get post-traumatic stress disorder (PTSD) from a car crash?

Many people associate PTSD with traumatic events, such as combat military service. However, a serious motor vehicle accident can easily be emotionally traumatizing enough to cause PTSD. If a healthcare professional properly diagnoses you and your PTSD can be linked to the wreck, you can seek compensation.

Help from a Baton Rouge Car Crash Attorney

You likely have many more questions about your auto wreck, and we understand that. To get a better idea of your claim and what compensation you may be entitled to, schedule a free consultation with Spencer Calahan Injury Lawyers by completing the form below or by giving us a call at 225-387-2323.